Hail, road debris, wildlife, and other hazards are not always kind to our windshields. Most car owners know the feeling of seeing that first crack spread across your field of vision. However, most drivers may be unsure as to what they should do about it. As a windshield crack grows, spreads, and becomes more concerning, you may wonder where insurance comes into play. BEAM Auto Glass is your source for car windshield replacement near you. Since we’ll file your insurance claim for you, we know all the ins and outs of filing a windshield replacement claim. Here’s what you need to know.
To begin with, there are a few major questions you’ll want to discuss with your insurance company. (These may also be questions to discuss with the windshield repair shops you’re comparing.) First of all, what kind of coverage do you have? What is your deductible compared to the overall quotes you’ve received for the work? Will your insurance increase your premium if you file a claim?
If your deductible is comparable to the price of the repair, and your premium is going to jump up, then you may want to consider paying out of pocket for the repair. If you drive a vehicle with an expensive windshield and your insurance agent is looking out for your best interests, then you may want to contact them about a claim. (Find out more about South Carolina deductibles for windshield replacement.)
You should also take into consideration the extent of the damages and what your options for repair are. Some cracks can be sealed and left in place while some may threaten the integrity of the windshield. The more serious the damage, the more likely the windshield will need to be replaced immediately.
Make sure you have compared your options before you make a final decision. Of course, working with an expert glass services shop will save you a lot of time and trouble. These professionals can walk you through the process. In Rock Hill, Chester, and surrounding areas of South Carolina, call BEAM Auto Glass.